News

 Welcome to Virtual Jeannie's September 2009 News
 

 September Tax Due Dates
 
 

MONDAY

TUESDAY

WEDNESDAY

THURSDAY

FRIDAY

 

1

2

Deposit Payroll tax for payments on Aug 26-Aug 28 if the semi-weekly deposit rule applies.

3

4

Deposit Payroll tax for payments on Aug 29-Sept 1 if the semi-weekly deposit rule applies.

7

Labor Day

8

 

9

 

10

Deposit Payroll tax for payments on Sept 2-4 if the semi-weekly deposit rule applies.
Employers: Employees are required to report to you tips of $20 or more earned during August.

11

Deposit Payroll tax for payments on Sept 5-8 if the semi-weekly deposit rule applies.

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15

Individuals: Pay the third installment of your estimated tax for 2009.
Partnerships:  File your 2008 tax return if you were given a 5-month extension.
Corporations: File 2008 tax return and pay if you made a timely request for automatic extension. Deposit third installment of your 2009 estimated tax. 
S Corporations:  File 2008 tax return and pay if you made a timely request for automatic extension. Minimum contribution due for calendar-year money purchase pension plans and defined benefit pension plans for 2008 plan year.
Deposit Payroll tax for August if the monthly deposit rule applies. 

16

Deposit Payroll tax for payments on Sept 9-11 if the semi-weekly deposit rule applies.

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Deposit Payroll tax for payments on Sept 12-15 if the semi-weekly deposit rule applies.

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23

Deposit Payroll tax for payments on Sept 16-18 if the semi-weekly deposit rule applies.

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25

Deposit Payroll tax for payments on Sept 19-22 if the semi-weekly deposit rule applies.

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30

Deposit Payroll tax for payments on Sept 23-25 if the semi-weekly deposit rule applies.

 

 

 
BUSINESS TIPS OF THE MONTH

Have you reviewed your insurance policies lately? Life? Business? Homeowners? Auto? Have you checked to make sure that everything you THOUGHT was covered is, in fact, covered? I recently had my agent, Jeff LeCouche, review my insurance policies and he found a few discrepancies that he immediately handled.

It made me think about how many people find out only too late that the things that they thought were covered were not. It is really important that you have a trusted agent who understands your financial picture and can give you advise that truly takes care of you and your family’s needs. If you already have an agent you like, check in with them on the status of your policies once a year. If you are in the market for a new agent, I can’t recommend Jeff highly enough! He’s with Farmers—give him a call at 526-5222.

ORGANIZATIONS—PERSONAL TIDBITS

The recent cruise the family took to Alaska was a blast! My son Michael and his dad and grandparents had a wonderful time. One of the highlights was a train excursion in Skagway, AK (see pic on right). Many of you are aware that my oldest is a HUGE train fan. After taking the train ride and chatting with the Engineer, Brakeman, and Conductor, the Engineer’s son (who isn’t much older than Michael) tracked him down and told him that the Engineer wanted to talk to him. To Michael’s delight, the Engineer offered a ride in the engine while they moved it from the front to the back of the train. Elation doesn’t even cover it! He was just ecstatic. A true lifetime memory.
 
 
 
 
The other picture is Ms. Baltimore—who would constantly look away from the camera as my husband was trying to catch her eye.

She is a juvenile Bald Eagle.

Very impressive bird—er, correction—“raptor.”

GROWING MY BUSINESS
 

Do you know a business owner who has been complaining that they simply can’t handle all the day to day administrative work of running their business AND do the selling, and product/service development as well? If you hear that, please mention my services, since bookkeeping is often one of the first aspects of an overwhelmed owner’s business that will fall through the cracks. I provide everything from piece-meal support and consulting, to complete bookkeeping and payroll services—and I make the process relatively painless!

VIRTUAL JEANNIE VIRTUAL SPOTLIGHT

This month’s Spotlight is on Charles Lindauer. He is the owner of Lindauer Mac Consulting and a MAC wizard extraordinaire. If it’s Apple oriented (Macintosh, iphone, etc…) he is the ‘go to’ guy.

Managing Your Computer

There are two major complaints/issues for computer users, in my experience. The first is data loss prevention. Hopefully, you’ve never experienced this problem.

Protecting business data should be a primary concern for all business owners and managers. As dependent as we all are on our computers, Macs or PCs, a hard drive crash or corruption can stop our businesses dead in their tracks.

A redundant backup plan is the answer to this problem. As a Macintosh consultant, I can provide several good solutions. PCs have different solutions, but the principle is similar:

1. Have at least one backup, and preferably multiple backups.
2. Make sure that they are easy to restore reasonably quickly.
3. If possible, have at least one recent backup off-site.

If you have a bootable clone as one of your backups, then drive failure will not stop production for more than a few minutes. This is simple to do on Mac. If you’re a PC user, call your tech or IT person, or contact me for a referral.

The second issue I run across frequently is slow computer performance. With PCs, virus and spyware can be a main culprit for slowing your computer down. On both platforms it can be due to neglected maintenance or an over-full hard drive.

All computers need to have some maintenance—much as your car does. While a lot of the routine maintenance tasks are built into the computer’s system software, some systems (and versions) are better at accomplishing maintenance tasks than others, so some necessary tasks may not be performed by your system. Once a year, or perhaps twice if a computer is in heavy production use, it’s a good idea to rebuild the directory, flush caches, etc. If you don’t know how to do regular maintenance, call your tech or myself for assistance.

Something most users don’t realize is that modern operating systems require a certain amount of contiguous free space on the boot hard drive (“contiguous” means “unbroken” space that is available in the same part of the drive). For Macs I recommend a minimum of 15%, although on larger drives it may be possible to shave that percentage a bit. Virtual memory and swap files are constantly written to the hard drive, and if there is not a good-sized chunk of free space in one place to write to, the system has to hunt for little bits of free space to write, erase, write etc. This can really slow a computer down. A good disk utility can check your drive and will rewrite your data to free up contiguous space. This check should be done as part of your routine maintenance.

If you are chronically low on drive space, consider a larger internal drive or an additional external drive. Computer storage, particularly hard drives, have become incredibly inexpensive. A 1 Terabyte drive can be had for as little as $85 these days, perhaps a little less if you find a sale. On most computers a new drive can be installed and data transferred within an hour. If you have a machine that is difficult to get into, external drives are not much more expensive, and work very well indeed.

If you want to keep productivity up, and down-time minimal, plan on getting annual maintenance on your Mac or PC, and pay a little attention to the amount of free space on your drive… don’t let it get too full.

Charles Lindauer
Lindauer Mac Consulting
707.479.6170
charles@lindauermacs.com
http://www.lindauermacs.com
 

 

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